Cookie Policy
Last Updated: February 2025
We use cookies and similar tracking technologies on jamirhalja.com to help you learn about financial planning more effectively. This policy explains what these technologies are, why we use them, and how you can manage your preferences. We're pretty straightforward about data collection—no hidden surprises here.
What Are Cookies?
Cookies are small text files that websites store on your device when you visit them. They remember things like your preferences, login status, and which pages you've viewed. Most websites use them because they make browsing smoother and more personalized.
These files don't damage your computer or contain viruses. They're essentially just bits of data that help websites recognize you when you return. Some cookies disappear when you close your browser (session cookies), while others stick around for longer periods (persistent cookies).
Types of Tracking We Use
Essential Cookies
These keep the site functional. They remember your session, secure your connection, and enable basic navigation. Without them, jamirhalja.com wouldn't work properly.
Functional Cookies
These remember your choices—like language preferences or which learning modules you've completed. They make your experience more personalized each time you visit.
Analytical Cookies
We use these to understand how people interact with our educational content. They tell us which topics are popular and where users might be getting stuck.
Marketing Cookies
These track your browsing habits across our site to show you relevant educational content and program information that matches your interests.
How We Use Tracking Technologies
Improving Your Learning Experience
When you're working through our financial planning modules, cookies help us remember where you left off. If you're halfway through a budgeting tutorial on Tuesday and come back Thursday, you won't have to start from scratch. That's functional tracking at work.
Example: When Lucy from Brisbane completed three modules on superannuation planning, our cookies remembered her progress. She could pick up right where she stopped without losing track of her learning journey.
Understanding What Works
Analytics help us figure out which educational content actually helps people. If we notice that users spend more time on our investment basics page but quickly leave the advanced derivatives section, that tells us something. Maybe the advanced stuff needs clearer explanations or better examples.
- Which learning materials get the most engagement
- Where users typically get confused or frustrated
- How long people spend on different topics
- Which entry points bring the most motivated learners
Personalizing Content Delivery
If you've been reading articles about retirement planning, we might show you information about our upcoming retirement workshops. That's marketing cookies doing their thing—connecting you with relevant opportunities based on your demonstrated interests.
Specific Cookies We Deploy
| Cookie Name | Purpose | Duration |
|---|---|---|
| domain_session | Maintains your active session while browsing | Session only |
| user_progress | Tracks completed modules and learning achievements | 6 months |
| preferences_store | Remembers your display and content preferences | 1 year |
| analytics_id | Anonymous identifier for usage pattern analysis | 2 years |
| content_interest | Tracks topics you engage with for personalization | 90 days |
Managing Your Cookie Preferences
You have control over how cookies work on your device. Every modern browser gives you options to block, delete, or manage cookies. Here's how to adjust settings in popular browsers:
Chrome
Go to Settings → Privacy and security → Cookies and other site data. You can block all cookies, allow only certain sites, or delete existing ones.
Firefox
Access Options → Privacy & Security → Cookies and Site Data. Firefox offers enhanced tracking protection with different levels of blocking.
Safari
Open Preferences → Privacy. Safari includes intelligent tracking prevention by default, but you can customize cookie settings further.
Edge
Navigate to Settings → Cookies and site permissions → Manage and delete cookies. Edge provides detailed control over tracking prevention levels.
Important: Blocking all cookies might affect how jamirhalja.com functions. Essential cookies are necessary for basic site operations, so disabling them could prevent you from accessing certain features or saving your progress through learning modules.
Data Retention and Storage
Different cookies have different lifespans. Session cookies vanish when you close your browser—they're temporary by design. Persistent cookies stick around until they expire or you manually delete them.
We set expiration dates based on the cookie's purpose. Progress tracking cookies last six months because that's a reasonable timeframe for completing our programs. Analytics cookies persist longer (up to two years) so we can identify long-term trends in how people engage with financial education.
You can clear all cookies from your browser at any time. This essentially gives you a fresh start with our site, though you'll lose any saved preferences or progress tracking.
Third-Party Cookies
Sometimes we work with external services that set their own cookies. For instance, if we embed a video tutorial from an external platform, that platform might place cookies on your device. We're selective about third-party integrations, but when they're necessary for educational delivery, they come with their own tracking.
These third parties have their own privacy policies. While we choose partners carefully, we can't control their practices. If you're concerned about third-party tracking, browser extensions like Privacy Badger or uBlock Origin can help manage these cookies independently.
Mobile Devices and Apps
Mobile browsers handle cookies similarly to desktop versions, though the settings menus look different. iOS and Android both provide system-level privacy controls that affect how cookies work across all your apps and browsers.
If you access jamirhalja.com through a mobile browser, the same cookie types apply. Mobile operating systems increasingly include features like intelligent tracking prevention and cross-site tracking limitations that work alongside browser-level controls.
Updates to This Policy
Technology changes. Privacy regulations evolve. We update this policy when our practices change or when new requirements emerge. The date at the top shows when we last revised the policy.
We won't make dramatic changes without notice, but minor updates happen as we refine our educational platform. If we significantly alter how we use tracking technologies, we'll notify active users through email or a prominent site announcement.
Questions About Our Cookie Usage?
If something in this policy isn't clear, or if you want to know more about how we handle tracking on jamirhalja.com, reach out. We're happy to explain our approach in more detail.